Working the night shift as a toll collector in Buffalo, New York, Henry is a man seemingly without ambition, dreams or purpose. He gets his wake-up call early one morning when he becomes an unwitting participant in an ill-conceived bank heist. Rather than give up the names of the real culprits, Henry takes the fall and goes to jail. There, he meets the irrepressible Max, a con man who plants an idea in Henry's mind-that for a man to find his purpose, he must first have a dream. Once out of prison, Henry decides to rob the bank for real.